Who Needs an SR-22 in Arizona?

Some Arizona drivers may be required to keep an SR-22 form on file with the state to maintain driving privileges. Though commonly referred to as insurance, an SR-22 isn’t a type of insurance policy. It’s a certificate of financial responsibility that your insurance company files with the Arizona Department of Transportation (ADOT) to prove that you carry the minimum required auto insurance coverage. 

The SR-22 form is often required for individuals who have had their driving privileges suspended or revoked and must demonstrate that they meet the state’s insurance requirements.

One of the most common reasons for needing an SR-22 in Arizona is a conviction for driving under the influence (DUI) or driving while intoxicated (DWI). If you’re found guilty of these offenses, the court may mandate an SR-22 to ensure you maintain insurance coverage while your driving privileges are reinstated.

Accumulating multiple traffic violations or points on your driving record can trigger an SR-22 requirement. If your driving record shows repeated offenses, the state may require proof of financial responsibility to continue driving legally.

If you’re caught driving without insurance, you may be required to obtain an SR-22. This requirement serves to enforce compliance with the state’s minimum insurance laws and ensure that you have coverage going forward.

If your license has been suspended or revoked and you need to have it reinstated, an SR-22 may be required as part of the process. It’s a way to show that you’re financially responsible and meeting insurance requirements.

In some cases, drivers considered high-risk due to a history of accidents or insurance lapses may be required to carry an SR-22 to prove they have adequate insurance coverage.

How to Get SR-22-compliant Auto Insurance

If you must file an SR-22, contact Fast Insurance in Apache Junction, Arizona, to start the process and ensure you remain compliant with state requirements.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.